NANCY TYCHOWSKI

Hi, I'm Nancy Tychowski — a Mortgage Broker helping clients across British Columbia find the right mortgage solution for their unique situation.

I work with Mortgages Lab, powered by Mortgage Architect, which gives me access to a wide network of lenders and competitive financing options. My goal is to make the mortgage process simple, transparent, and stress-free — so my clients can make informed financial decisions with confidence at every step.

Whether you're buying your first home, accessing equity, consolidating debt, or growing your real estate portfolio, I take the time to understand where you're at and where you're going, then build a financing plan that fits.

I work with a wide range of clients across British Columbia — anyone navigating a financing decision who wants honest advice and a real person in their corner.

Most of my clients fall into one of these categories:

• First-time home buyers — guiding new buyers through pre-approval, down payment options, and what to expect at every step of their first purchase
• Homeowners renewing or refinancing — comparing options at renewal time, accessing equity, or restructuring debt to free up monthly cash flow
• Self-employed individuals — securing financing that recognizes the realities of being your own boss, with lenders who understand non-traditional income
• Real estate investors — financing rental properties and helping investors grow their portfolios strategically
• Newcomers to Canada — navigating the mortgage landscape with the right lender programs for newer residents
• Clients with credit challenges — finding solutions when the big banks have said no, and building a path forward

There are a lot of mortgage brokers out there. Here's what my clients tell me makes the difference in working with me — and why so many of them come back, and refer their friends and family:

• I take the time to understand your situation. Every client is different. I look at your full picture — today and where you want to be in five or ten years — before recommending anything.
• Clear communication, honest advice. No jargon, no surprises. You'll always know where things stand, what's happening next, and why.
• I advocate for you. I work hard to secure competitive financing and present your application to lenders in the strongest possible light.
• I make the complex feel simple. Mortgages can feel overwhelming — especially for first-time buyers or anyone going through a big life transition. My job is to make it feel manageable.
• I'm in it for the long term. I believe in building relationships, not just arranging mortgages. Many of my clients come back to me at renewal, when they move, or when they're ready to invest.

If you're a Mastermind member or know someone exploring a mortgage decision — first home, refinance, renewal, or investment — I'm happy to have a no-pressure conversation. The goal is always to help, whether that turns into a mortgage today or down the road.